RegulatoryEconomic Times
RBI revised gold lending rules trigger repayment stress
Positive+99
GreyOak summary
Following RBI's revised gold-lending framework effective April 1, 2026, NBFCs face repayment stress as borrowers struggle with new EMI schedules. Manappuram Finance reported stage 2 gold loans rising to 5% of its portfolio, while Muthoot Finance saw standalone stage 2 loans surge to Rs 23,467 crore. Lenders like Bajaj Finance have discontinued short-tenure schemes to mitigate delinquencies.
What it affects
- RBI regulationPositive +99
RBI revised gold lending framework.Rolling sentiment Positive +34
- Financial ServicesNegative -66
NBFCs face stress from new rules.Rolling sentiment Positive +26
